Isaac Toussie MBA

Financial instruments and investment vehicles are critical tools for the success of the economy that allow investors to purchase assets hand-tailored to their liking. Simple vehicles, such as stock or basic debenture bonds, allow investors to engage with major public companies. More sophisticated investments need skilled tailoring by individuals that have years of experience in the field. One specialist that has created numerous investment structures throughout his career is Isaac Toussie.

Toussie specializes in investment structures inside of the oil and gas industry as well as in land. He has structured investments for several companies in some of the largest oil companies in the world today. For example, Toussie created multiple investment vehicles and groups that made, and continue to make, investments into British Petroleum. In 2021, BP had revenues of $164.19 billion and an operating income of $18.08 billion. BP’s net income in 2021 was $8.49 billion. The company employs over 60,000 employees, sustaining one of the largest workforces in 2021. Investments in BP could be extremely lucrative, especially given the BP advance into wind energy with its recent partnership with Equinor. Toussie has created similar investment platforms and strategies for individuals to invest in Chevron and Exxon, two of the most notable names in the oil industry. Toussie’s ability to structure investments allows investors to benefit from the success of one of the world’s largest oil companies.

Part of Toussie’s creation of these investment vehicles comes with an analysis of risk. Each investment vehicle that he creates comes with a different degree of risk tailored to the particular investors that are spurring the investment. In order to ascertain risk, Toussie utilizes multiple tools to project the potential returns on the investment. One such tool is a sensitivity analysis. A sensitivity analysis method of assessing the risk of an investments by projecting multiple values for a given set of variables, like discount rate and output levels. By projecting multiple values for each variable, investors can have a better understanding of what could happen to their investment if certain events come to pass. The analysis incorporates the variability of certain factors and helps investors understand how their investment returns will change based on the change in the variables.

Toussie’s ability to dissect investments in the industry, and identify undervalued assets,  has led to his expansion into other parts of the industry. Notably, Toussie has consulted on several purchase and sale decisions and joint venture agreements within the space. Joint venture agreements are agreements between entities to accomplish a particular task. Joint ventures agreements create new companies whose sole purpose is to accomplish the task for which the venture agreement was established. These agreements are especially popular within the oil industry, because they allow companies to mitigate risk in excavation and drilling projects. Furthermore, joint venture agreements allow companies with potentially different specialties to pool their resources; this could lead to a highly efficient project, while still maintaining the individuality of each of the pre-existing companies.  Toussie has also advised on complete purchase and sale decisions for companies looking to expand or exit the market.

Prolific knowledge of the oil industry dynamics is crucial for making sound investments in the field. Toussie’s experience and incessant exposure to the major companies in the industry have provided him with the necessary skills and resources to create profitable investment vehicles. Toussie is always mindful of the importance of seeking hyper-green technologies and attempting to protect against and mitigate climate change whenever possible. He applauds big oils recent commitments to alternative forms of energy to supplement oil, along with safer and cleaner ways to extract and refine it.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

When making the decision to invest in any company, investors generally look to the industry in which the company is situated to ascertain crucial facts about the company’s trajectory. The tobacco industry generally is one that is extremely conducive to growth, especially among stocks with high growth opportunities. Despite common opinion, tobacco companies themselves continue to be some of the largest and most successful companies in the world. One reason for that is that the tobacco industry is one that has high entry barriers for new companies.

To say that an industry has high entry barriers indicates that it is difficult for new companies to enter into the industry; there are multiple hurdles for new companies that most cannot overcome. Isaac Toussie, a known consultant and business advisor in the field, stated that in the tobacco industry many hurdles exist for companies that are looking to enter the space. Firstly, the tobacco industry hinges on brand recognition. The large cigarette companies, like Altria and British American Tobacco, have been promoting their brands for decades until recent legislation. However, new companies that want to enter the market now will be subject to current legislation that bans cigarette advertising in nearly all forms. The lack of ability of potential competitors to promote their brands would hinder new competitors from growing or even entering the tobacco industry in the first place.

Another barrier to entry stopping new companies from entering the tobacco industry is the fact that there are high startup costs associated with manufacturing cigarettes. Quotas set on farmers growing tobacco coupled with high scaling costs of marketing cigarettes nationwide both limit the number of companies that can afford to make it into the market. Packaging and branding costs are also high for cigarette companies operating on a small scale. These high costs make it harder for small companies to grow to a size that can compete with larger tobacco companies like British American Tobacco.

The high barriers to entry make the larger, more established companies all the more attractable as investments. It ensures that they will remain profitable and maintain their share of the industry. Furthermore, they have a constant client base due to the nature of their product. The fact that cigarettes are addictive means that clients will continue purchasing them. Toussie stated that this is also a great hedge against inflation and rising costs do not harm the industry as badly as others. A consistent customer base along with high entry barriers are both strong reasons to consider an investment in established tobacco companies.

Moreover, Isaac Toussie points out several of the tobacco companies have low Schiller PE ratios, low price to free cashflow ratios, high interest coverage ratios, low debt to equity ratios and low price to book value ratios. This combined with their less hazardous next generations products creates a clear pathway for sustained growth for some of these companies. Toussie stated that both Imperial Brands British American Tobacco and Japan Tobacco are good companies to consider.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

Given that the world is currently in the midst of an unprecedented pandemic, many are overlooking the presence and dominance of one of the world’s deadliest illnesses: cancer. Last year alone, cancer claimed the lives of over 600,000 Americans. The probability that given individual contracts cancer in their lifetime is around 40%. While billions have suffered from cancer, the technology combatting the disease has gotten better with time. One of the main impetuses that has propelled cancer-fighting technology forward is private philanthropy from individuals that have prioritized defeating this grave disease.

One such individual is Isaac Toussie. Toussie has been donating to hospitals for decades, helping to improve the care provided to millions in metropolitan areas such as New York City and Miami. During that same time, Toussie saw the devastating effects that cancer had on the families that frequented the hospitals. Toussie wanted to do his part to give these individuals the best chance they could to defeat the illness.

In 2017, Toussie received a Certificate of Appreciation from St. Jude Children’s Research Hospital. Perhaps one of the most famous hospitals battling cancer, St. Jude focuses on pediatric care for children with more dire forms of the disease. Per their mission statement, the hospital seeks to “advance cures, and means of prevention, for pediatric catastrophic diseases through research and treatment.” St. Jude provides care to patients at no cost, so the hospital relies heavily on donations from individuals like Toussie. The hospital treats patients from around the world and has pushed the envelope on scientific advancements in the field for decades.

Toussie has also donated to Memorial Sloan Kettering Cancer Center, another one of the most famous treatment and research centers. The oldest cancer center in the world, Sloan Kettering has been fighting cancer for over a century since its founding in 1884. The center has received a plethora of awards in patient care and has numerous physicians recognized for their skill. The hospital housed over 22,000 inpatient stays in 2020 and employs over 5,000 medical personnel. Donations help fund the center’s operations and ensure that care is consistently provided to those in need.

In the past 2 years specifically, Toussie recognized the need to provide even more support to cancer research. With the government and its citizens prioritizing the fight against the COVID-19 pandemic, many cancer patients risked being overlooked. Therefore, Toussie elected to make a generous contribution to The Skin Cancer Foundation. His donations were targeted to aid 4 specific programs: the development of the foundation’s mobile screening and education program, a public education campaign, aid to skin cancer patients and research grants. The Skin Cancer Foundation helps millions each year with its educational tools and publications. Their strategy towards early detection helps individuals find and treat their cancer earlier, raising their chances of survival.

Cancer has not stopped afflicting millions during the pandemic, and fewer people saw the need to bolster the fight against cancer in recent years. Isaac Toussie however, sought to continue his funding of programs that combat various forms of cancers. Helping individuals detect and recognize the presence of cancer is the first step in treating the disease. With his help, thousands are able to gain access to life-saving tools that can change their lives for the better.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

The oil industry has been a steady economic market for over a century. The industry is a necessary one, supplying over 37% of the state’s power. Investments in California oil companies is crucial to the success of the industry and the economic benefits that derive from it. Investing in these entities is a careful science that requires complex analyses contextualized to the market and the condition of the world.

One individual that has been engaging with the industry for some time is Isaac Toussie. Toussie has worked with numerous oil companies and investors, particularly in the California market. Some of the main work that he does is providing large companies with cashflow and sensitivity analyzes. Cash flow analyses are imperative for companies, especially those companies and investors that seek to make long term investments. Cash flow analyses, as the name indicates, is a prediction of how much cash will flow in and out of an entity over a given period of time. The analysis allows companies or investors to know if the investment is bringing in more cash than it is distributing out. Furthermore, for investors, a cash flow analysis is crucial in determining whether an investment suits the needs of the investor. Some investors are looking for a short-term liquid investment, while others are seeking a long-term investment with more cash flowing in over a longer period. To determine any of this, companies require a cash flow analysis to determine how much cash is coming in and when.

Toussie also specializes in producing replacement cost platforms. Replacement cost platforms look to analyze the cost to replace particular assets. These platforms are critical in determining the success of an investment, given that multiple assets will age and depreciate over the life of the investment. By determining how much it will cost to replace an asset, one can predict future expenses at the inception of the investment. This is a necessary tool for investors to attain accurate information regarding potential investments and they are key to Toussie’s success.

Toussie remains strongly enthusiastic about investing in California oil. Its utility coupled with its benefits over other forms of energy are compelling reasons for him to continue bolstering these investments. However, certain harmful items are disrupting the market. The most recent was an oil spill in Inglewood led to over 1,600 gallons being dumped into a local field neighboring a park playground. The area has a history of accidents, with three in the past ten years. Events like complicate the safety and efficiency of the market generally. These occurrences are usually limited to concentrated regions, but spills can be devastating to the local environment. Toussie emphasized that spills like these need to be prevented and hindered, but spills should not be used as an ad hoc justification to argue for the elimination of the industry as a whole.

Toussies proficiency in the industry makes him sought after by oil investors and operators. His methods of assessing investments and their viability are pivotal to investors and oil companies and has earned him a significant name in the field.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

Community service organizations throughout New York City have helped community members gain access to necessary resources for years. In the wake of the COVID-19 virus, these organizations have proven to be all the more important. Rising unemployment and economic volatility has jeopardized the stability of many families. Individuals with underlying medical conditions have experienced additional risk and concern during this period as well; many fear returning to the workforce or even leaving their homes. Donations to grass-root organizations combatting these struggles is imperative to their operation, and people like Isaac Toussie recognize that.

Mr. Toussie, an NYU Stern MBA graduate, has been immersed over the past decade in various infrastructure projects as well as in corporate investments. However, he prides his charitable works over his business and educational accomplishments.

His search for worthy causes led him to Sephardic Bikur Holim. SBH is an organization that was founded in 1974 with the mission of helping. To some, that help could come in the form of financial contributions, to others it might mean setting up an interview with a potential employer. SBH is built to tackle nearly any challenge, with skilled therapists, career developers, and volunteers. In 2020, SBH distributed over 56,000 meals to those in need, made over 9,000 wellness calls to seniors and had nearly 4,000 active volunteers. However, the program that drove Mr. Toussie to donate to this organization in particular is its career division, which helps individuals at every step of the job application process to obtain employment, livelihood and hence self-esteem. Mr. Toussie continues to be impressed with the work of the organization and is proud of his donations to them.

Furthering his mission of support, Mr. Toussie looked to donated to organizations that focused on opening doors for children from a young age. One of the leading local organizations in that field is Chai Lifeline. In the organization’s own words, the organization “is a leading international children’s health support network, providing social, emotional, and financial assistance to children with life-threatening and lifelong illnesses and their families through a variety of year-round programs and services.” Chai lifeline has helped thousands of children cope with some of the most severe illnesses, including cancer. Volunteers fuel the organization and facilitate the organization’s dozens of events and programs. Mr. Toussie has made multiple donations to the organization in light of the impressive work that they are doing for those in need.

Mr. Toussie’s drive to keep opportunities open for children lead to a donation to The Association of Hole in the Wall Gang Camps, Inc. HITWG Camps gives children suffering and recovering from severe illnesses the ability to attend specialized camps. Many children that suffer from a chronic illness often have stunted self-esteem and require emotional support. HITWG Camps looks to help those children develop and grow in light of the hardships that they have faced. They have helped thousands of children since their inception in 1988.

The wide range of charitable organizations that Isaac Toussie has supported and sweeping reach of the causes he has championed is strong testimony to his character.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.